The loss of a loved one is an emotional time for families. Making plans ahead of time for your own funeral, or for a loved one, can relieve families of financial and emotional burdens. With Assurant funeral pre-planning, you can lock in the costs of funeral, cremation or burial arrangements with a preneed life insurance policy or annuity. Coverage can be used to pay for final expenses while accumulating cash value during the life of the policy.
Insurance can be purchased with a single premium payment, payments spread over several years or you can choose automatic monthly withdrawals from your checking or savings account. As a general rule, benefits are paid in a lump sum to the funeral home with no tax consequences to you or your family. We offer a 30-day, free-look period, which allows you to cancel in the first 30 days and receive a refund of all premiums paid. Lock in funeral costs at today’s rates and provide peace of mind, with Assurant pre-paid funeral insurance.